Who we are & what we do

American Savings Life has been honoring commitments for over 55 years.

We specialize in affordable life insurance and annuities that pay above-market interest rates

We also offer "Not So Hard Money" commercial real estate loans.

 

The PREMIER SERIES Fixed Deferred Annuity

Featuring:" Above market interest rates " A “No Load” Annuity with no administrative charges* Interest rate protection with a “Bailout” Feature* Backed by an exceptionally strong insurance company
 

Looking for a Better Return on Your Retirement Funds?

The PREMIER SERIES Fixed Deferred Annuity offers a safe investment

How can we pay above market interest?

American Savings Life has one of the lowest overhead costs in the industry. We do not have huge advertising budgets. Instead, our strategy is to pass these savings on to our clients through products that pay higher interest rates than the competition.

What is this “Bailout” Feature?

The “Bailout” Feature is your security that if the annuity ever pays less than the specified Bailout Interest Rate, you have the option to cancel your annuity without any surrender charges. This gives you peace of mind that you will never be “stuck” in an under-paying annuity with high surrender charges.

Financial Strength Of American Savings Life

When it comes to your retirement savings, you need a company that you can count on. With a 55 year track record, American Savings Life has an exceptionally strong balance sheet, consistent profitability, even in recessions, and most importantly, high quality assets that back up our guarantees. One of the differentiators that make American Savings Life unique from the industry is how we invest our assets. Learn More

Current Interest Rates

The first year interest rate is guaranteed. The Projected Rate is the rate we anticipate paying each subsequent year, but we may pay more or less. If we ever pay less than the projected rate, you may use the “Bailout Feature” to cancel your annuity without any surrender charges.