NOT SO HARD MONEY ^™ LOANS

ARIZONA EQUITY MORTGAGE LOANS
COMMERCIAL, INDUSTRIAL, RESIDENTIAL, INVESTMENT PROPERTIES & BARE LAND

Low FICO's OK (even 400's OK)
Skinny tax returns OK
Foreclosure OK
Tax liens, judgements, etc. OK
Bankruptcy OK

Mixed-use residential & commercial
Auto related (repair, salvage, storage)
Churches, Schools, RV Parks
Office, Retail, Industrial, Bare Land
Residential -- Multi- & Single-Family
Both Investor & Owner-Occupied

  Loan Size: $25,000 to $1,000,000+
  As of March 15th, 2006:
  Temporarily limited to $500K or less
  Loan-To-Value: 50% to 65%
  As of March 15th, 2006:
  Temporarily limited to 50% LTV
  Land Loans: 25% to 50% LTV
  As of March 15th, 2006:
  Temporarily limited to 25% LTV
5, 10 & 15 year fixed rate terms

Non-Qualifying (for most loans)
No minimum credit scores
Minimal income verification
Fixed interest rates as low as 10.9%
Only 2 points to Lender for loans with prepay fee
May buyout prepay fee

American Savings Life Insurance Company is your source for Arizona non-conforming or hard money real estate loans. As an Arizona (AZ) real estate lender for nearly 50 years, we provide Arizona mortgage loans to all types of borrowers for all types of situations. We invite you to compare our low rates and fees with those of any other Arizona equity loan hard money lender. We know you will agree that American Savings Life offers a fantastic value for borrowers that need a nonconforming loan, that have mixed use properties, that have bad, poor or no credit, that need a stated income loan, or otherwise need a subprime mortgage loan. We lend in properties throughout Arizona, including Mesa, Scottsdale, Glendale, Tucson, Flagstaff, Prescott, Show Low, Northern Arizona, Southern Arizona, Eastern Arizona, and in all other cities and towns in AZ.

Today's treasury bond rates
We also specialize in Phoenix, Arizona (AZ) investment property loans, also called non-owner occupied loans.

NOT SO HARD MONEY ™ LOANS

NOT SO HARD MONEY ^™ LOANS