Policy loans are available for any policy that has cash value.   To determine what your policy's cash value is, please call American Savings Life at 480-835-5000 or toll-free at 1-800-880-2112.   Once you know what cash value is available, you simply complete a Policy Loan Agreement. POLICY LOAN AGREEMENTS:   You have three choices for policy loans: In cash for a specific amount In cash for the maximum cash value available To pay the premium for a policy or policies INTEREST:  The interest rate charged on policy loans varies with different policy plans. Please contact the Company to find out what interest rate your policy loan will have. Interest is charged annually in advance, so it is initially deducted from the amount of the loan. INSTRUCTIONS ON REQUESTING A POLICY LOAN: Download a Policy Loan Request Form from below; Complete the form; Sign form and have another person witness your signature; Mail form to the Company home office: American Savings Life Insurance Company 935 East Main Street,  Suite 100 Mesa,  AZ  85203-8849 If you have any questions, you may call us at 480-835-5000 or toll-free at 1-800-880-2112. For your protection, all policy loan requests will be verified with the policy owner's signature we have on file. We will contact you if there are any problems in processing your request. DOWNLOAD POLICY LOAN AGREEMENT FORM: Policy Loan Agreements are only available to download in the Adobe Acrobat PDF format.

Policy Loan Agreement Form - This format has fields that you can type in and then print out. If after clicking on this link it is not opened up automatically, or if you do not already have Adobe Acrobat Reader on your computer, then you will need to download a FREE copy of Adobe Acrobat Reader.