Account Balance @ age 90:
Guaranteed: $28,958.20
Projected: $55,685.49

 

Annuitant	End of	Guaranteed		Projected
Age	Contract Year	Account Value	Surrender Value	Account Value	Surrender Value
56	1	$10,600.00	$9,858.00	$10,600.00	$9,858.00
57	2	$10,918.00	$10,153.74	$11,130.00	$10,350.90
58	3	$11,245.54	$10,570.81	$11,686.50	$10,985.31
59	4	$11,582.91	$10,945.85	$12,270.83	$11,595.93
60	5	$11,930.39	$11,393.53	$12,884.37	$12,304.57
61	6	$12,288.31	$11,858.21	$13,528.58	$13,055.08
62	7	$12,656.95	$12,340.53	$14,205.01	$13,849.89
63	8	$13,036.66	$13,036.66	$14,915.26	$14,915.26
64	9	$13,427.76	$13,427.76	$15,661.03	$15,661.03
65	10	$13,830.60	$13,830.60	$16,444.08	$16,444.08
66	11	$14,245.51	$14,245.51	$17,266.28	$17,266.28
67	12	$14,672.88	$14,672.88	$18,129.60	$18,129.60
68	13	$15,113.07	$15,113.07	$19,036.08	$19,036.08
69	14	$15,566.46	$15,566.46	$19,987.88	$19,987.88
70	15	$16,033.45	$16,033.45	$20,987.27	$20,987.27
71	16	$16,514.45	$16,514.45	$22,036.64	$22,036.64
72	17	$17,009.89	$17,009.89	$23,138.47	$23,138.47
73	18	$17,520.18	$17,520.18	$24,295.39	$24,295.39
74	19	$18,045.79	$18,045.79	$25,510.16	$25,510.16
75	20	$18,587.16	$18,587.16	$26,785.67	$26,785.67
76	21	$19,144.78	$19,144.78	$28,124.96	$28,124.96
77	22	$19,719.12	$19,719.12	$29,531.20	$29,531.20
78	23	$20,310.70	$20,310.70	$31,007.76	$31,007.76
79	24	$20,920.02	$20,920.02	$32,558.15	$32,558.15
80	25	$21,547.62	$21,547.62	$34,186.06	$34,186.06
81	26	$22,194.05	$22,194.05	$35,895.36	$35,895.36
82	27	$22,859.87	$22,859.87	$37,690.13	$37,690.13
83	28	$23,545.66	$23,545.66	$39,574.64	$39,574.64
84	29	$24,252.03	$24,252.03	$41,553.37	$41,553.37
85	30	$24,979.59	$24,979.59	$43,631.04	$43,631.04
86	31	$25,728.98	$25,728.98	$45,812.59	$45,812.59
87	32	$26,500.85	$26,500.85	$48,103.22	$48,103.22
88	33	$27,295.88	$27,295.88	$50,508.38	$50,508.38
89	34	$28,114.75	$28,114.75	$53,033.80	$53,033.80
90	35	$28,958.20	$28,958.20	$55,685.49	$55,685.49

Guaranteed values are based on the Guaranteed Interest Rates shown on the specifications page. Projected values are based on the First Year guaranteed rate and the Bailout Rate shown in the specifications page thereafter. All Values are calculated as of the end of the contract year, and include surrender charges for that policy year. Values assume there are no full or partial surrenders. Projected values shown in the last two columns are hypothetical and are not guaranteed. Renewal interest rates vary primarily based on the Company's investment performance including realized gains and losses on assets supporting the product. It also varies on such factors as operating expenses and product competitiveness. Actual values may be more or less favorable. Actual values may be higher if a higher interest rate is declared by the Company.  If additional premium is added, these values will vary accordingly.  Values for contract years not shown will be provided upon request. (This illustration does not reflect that, because of interest, a dollar in the future will have less value than a dollar today.)

After the growth period, you will have a guaranteed account value of $28,958.20 and a potential account value of $55,685.49. The following results are based on those values.

Payout Option	Guaranteed Monthly Payment	Potential Monthly Payment	Description
Life Only	$467.50	$898.99	Receive this amount every month for the rest of your life, no matter how long that may be.
Life with 5 Yr Period Certain	$380.17	$731.06	Receive this amount every month for the rest of your life or 5 years, whichever is longer.
Life with 10 Yr Period Certain	$266.48	$512.42	Receive this amount every month for the rest of your life or 10 years, whichever is longer.
Life with 20 Yr Period Certain	$159.61	$306.92	Receive this amount every month for the rest of your life or 20 years, whichever is longer.
5 Yr Fixed Period	$518.54	$997.14	Receive this amount every month for 5 years only.
10 Yr Fixed Period	$278.40	$535.34	Receive this amount every month for 10 years only.
15 Yr Fixed Period	$198.93	$382.53	Receive this amount every month for 15 years only.
20 Yr Fixed Period	$159.62	$306.95	Receive this amount every month for 20 years only.
25 Yr Fixed Period	$136.38	$262.25	Receive this amount every month for 25 years only.
30 Yr Fixed Period	$121.16	$232.98	Receive this amount every month for 30 years only.

These values are for illustration purposes only. Please refer to your contract for actual values.

Year Surrender Charge 1 7.0 % 2 7.0 % 3 6.0 % 4 5.5 % 5 4.5 % 6 3.5 % 7 2.5 % Thereafter 0.000%