YOUR RIGHT TO PRIVACY
IMPORTANT INFORMATION TO KNOW
American Life
Financial Corporation
SECURITY: We
restrict access to the information we have about you to those employees of ours
and of our two (2) affiliates (see listed below) who need to know that
information to provide products or services to you. We maintain physical,
electronic, and procedural safeguards to guard your nonpublic personal
information. (We are required to do so by federal regulations.)
CHANGE: We can change this
policy, but we will tell you in advance if we do, and we will explain any
further rights you might have at that time.
WHO WE ARE: In this disclosurewe means
American Life
Financial Corp. American Savings Life Ins. Co.
ASL Financial Group, Inc.
American Savings Life Ins. Co.
935 E. Main
St., Suite #102 935 E.
Main St., Suite #100 935 E. Main
St., Suite #100 Profit Sharing
Plan Trust
Mesa, AZ 85203
Mesa, AZ 85203
Mesa, AZ 85203
935 E. Main St., Suite #100
Mesa, AZ 85203
OUR PRIVACY POLICY
WHAT THIS IS:This is a disclosure
required by federal law which is intended to tell you (among other things):
·
Where we get information about you (our sources)
·
What we do to protect the information we have about you; and
·
What our policy is about sharing information about you with others
WHO YOU ARE: This
policy applies to you if you are a customer of ours.
A “customer” is a natural
person (not a corporation) who-for personal, family, or household purposes-has
or recently had a financial product with us, such as a mortgage loan.
DEFINITIONS: Here are other terms
we will use in this disclosure:
Information
means nonpublic personal information, a technical term that generally means
1- information that can
identify you
2- that is not available
publicly; and
3- that we collect in
connection with providing a financial product or service to you.
We will use the word
information to mean nonpublic personal information.
Affiliates
are companies that are related to one another by ownership, common ownership, or
control. For example, if one company owns or controls another company,
they are affiliates of each other. As of January 01, 2009, our affiliates are:
American Life Financial Corporation and ASL Financial Group, Inc.
Nonaffiliate
means a company that is not an affiliate of another company, and it also means a
person who is not an employee of a company.
Opt out
means a choice a person can make (in certain cases) to prevent a financial
institution from sharing information about that person with others. (You do not have a right to opt out because we
do not share information about you outside of our three (3) affiliates for
marketing purposes.)
JOINT ACCOUNTS:If you have a joint
account with us (for example, you are, or you have, a co-borrower on a loan),
you should share this notice with the person who shares your account. He
or she may not get a separate notice.
SOURCES FOR INFORMATION: We collect
information about you from the following sources:
·
Information you might provide us on applications and other forms
·
Information about transactions we might conduct for you
·
Information about your transactions with nonaffiliated third parties; and
·
Information from consumer reporting agencies
OUR PRIVACY POLICY
WE DO
NOT SHARE INFORMATION ABOUT YOU WITH ANYONE OUTSIDE OF OUR
AFFILIATES SHOWN ABOVE EXCEPT AS REQUIRED OR PERMITTED BY LAW.
FORMER CUSTOMERS: We have the same
policy against disclosing information about former customers as we do about
current customers.