Saturday, May 27, 2017

At A Glance

  • Never worry about outliving your income!
  • Never worry about losing money in the market!
  • Receive higher monthly payments for life!
  • Convert Assets To Income
  • Choose 1 of 7 payout options.

Contact An Agent

Phoenix Area
480-835-5000
Toll-Free
800-880-8112

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best-income-annuity

AMERICAN SAVINGS

LIFE INSURANCE COMPANY

Founded 1954

ASK YOURSELF THESE 2 QUESTIONS

  1. Will my savings last as long as I plan to?
  2. Will I be able to meet my fixed expenses without working?

The B.E.S.T. Annuity from American Savings Life Insurance Company can provide the assurance that helps to take away those worries.

We're confident you'll agree this really is a

Better

Earnings

Solution

"Till death do we part"

Never worry about outliving your income!

Your monthly payments are guaranteed for the rest of your life - no matter how long you live! And if you select a Joint Annuity, full payments are guaranteed for as long as the last surviving spouse lives.

The B.E.S.T. Income Annuity is ideal for the person looking for a secure income they will never outlive.

Never worry about losing money in the market!

Your monthly payments are guaranteed to never decrease - regardless of what the markets do. Immediate Annuities offer these attractive financial planning features:

  • Extremely competitive payout rates.
  • Guarantees at least full return of original premium paid.
  • Great for conservative customers needing income security.
  • Comfort in knowing you can't out live your savings.
  • Straight forward, easy to understand contract.
  • Multiple payout options available for you and a spouse.

It's like creating a personal pension!!

Receive higher monthly payouts for life!

Part of a peaceful retirement is knowing you have a source of guaranteed income.Because of American Savings Life's exceptional financial strength, low overhead and 60-year proven conservative investment policies, we are able to provide higher payments than other insurance companies.

Monthly Cash Flow Payment
Assuming a $100,000 investment with the "Payments for Life (Single Life)" payout option:
Age Monthly Payment* Annual % Payout Rate**
80 $933 11.2%
75 $741 8.9%
70 $637 7.6%
65 $564 6.8%

Part of the payments you receive is taxable income and part is tax-exempt. Your policy illustration will show these amounts.

* Payment quotes are accurate as of Jan 1, 2016.

** Annual % Payout Rate equals the sum of the 12 monthly payments you will receive each year divided by the single premium you paid.

Convert Assets to Income!

The B.E.S.T. Annuity converts your assets into a guaranteed income stream for Life, Life With a Period Certain, or a Period Certain.

Let us help put your hard earned money to work -
so you don't have to!

Choose 1 of 7 payout options

Payments for Life (Single Life)
The Payee will receive payments for as long as the Annuitant lives.
Payments for Two Lives (Joint and Last Survivor)
The Payee will receive payments for as long as the last surviving Annuitant lives.
Payments for Single Life with Return of Premium
The Payee will receive payments for as long as the Annuitant lives. If the Annuitant dies before the payments received equal the full premium, payments will continue until the total payments equal the full premium. The Period Certain Date shown in the Annuity Details Schedule is the date at which time the total payments will equal the full premium.
Payments for Two Lives with Return of Premium
The Payee will receive payments for as long as the last surviving Annuitant lives. If the last surviving Annuitant dies before the payments received equals the full premium, payments will continue until the total payments equals the full premium.
Period Certain
The Payee will receive payments for (5-30) years.
Payments for Single Life with Period Certain
The Payee will receive payments for as long as the Annuitant lives. If Annuitant dies before the Period Certain Date, the Payee will continue receiving the same payments until the Period Certain Date.
Payments for Two Lives with Period Certain
The Payee will receive payments for as long as the last surviving Annuitant lives. If the last surviving Annuitant dies before the Period Certain Date, the Payee will continue receiving the same payments until the Period Certain Date.

Backed by a life insurance company with exceptional financial strength.

See for Yourself How Much Income You Can Receive for the Rest of Your Life

Use the online calculator to see for yourself what the B.E.S.T. Income Annuity can do for you.

B.E.S.T. Calculator

Key Facts about the B.E.S.T. Income Annuity

Premium Limits
$25,000 to $500,000
Max Issue Ages
80 for any Life Only payment option
95 for any payment option with Period Certain or Return of Premium
Payments Start
You choose - any time between 1 month and 1 year after date of issue
Non-Assignable
This annuity contract is non-assignable and irrevocable
No Cash Value
There is no cash value provided under this contract

Call Today to get a Personalized Quote!

480-835-5000 (Phoenix)

800-880-2112 (Toll-Free)

American Savings Income Annuity

Guaranteed Income for Life!

The following tables show the Cash Flow and Payout Rates if you purchase a $100,000 annuity that pays you every month for as long as you or your spouse live (Joint Life Only):

Joint Ages Monthly Cash Flow
65 $481
70 $534
75 $604
80 $705

The Monthly Cash Flow values are guaranteed for as long as the last surviving spouse lives!

(Rates effective 1/7/16)

Income Annuity Payouts

Payout Rates are calculated by dividing the total monthly payments received each year by the premium

Part of your payment is tax-exempt!

For all non-IRA annuities, part of each payment you receive is taxable income and part is tax-exempt. Your policy illustration will show how much is taxable income and how much is tax-exempt.

Note: The B.E.S.T. Annuity is currently available in AZ and UT only.