PREMIER Series II Annuity

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AMERICAN SAVINGS

LIFE INSURANCE COMPANY

Founded 1954

What is a Fixed Deferred Annuity?

Fixed Annuities can help you accumulate money for retirement and you get the peace of mind that your investment will not decline in value. Your money also grows tax deferred and you do not have to pay taxes on the money that accumulates until you decide to begin receiving annuity payments (Withdrawals before age 59 ½ are subject to a 10 percent federal income tax penalty).

Fixed Annuities offer these attractive financial planning features:

1. Protection from market volatility

2. Guaranteed minimum interest rates

3. Tax-deferred cash accumulation

4. A guaranteed income stream you can’t outlive

5. An ability to avoid probate by designating a beneficiary

Current PREMIER Series II Bailout Rates

The PREMIER Series II Deferred Annuity includes a "Bailout" feature, which means if the renewal interest rate is ever less than the Target Rate/Bailout Rate, you may make a full or partial surrender of the annuity within 30 days without incurring any surrender charges. Please speak with an insurance agent for more details

Rate Comparison

Look at how our rates compare with other investment plans:

PREMIER Series II Calculator

Use the online calculator to see for yourself what the PREMIER Series II Deferred Annuity can do for you.

PREMIER Series II Calculator

Note: Our policies & insurance products are currently available to AZ and UT residents only.

Features At a Glance

First year interest rate is guaranteed.
All other year's interest rates are declared annually with a "Target Interest Rate" equal to the "Bailout Rate" and a Guaranteed Minimum Interest Rate of 2.0%.
"Bailout" feature - If the renewal interest rate is ever less than the Target Rate/Bailout Rate, you may make a full or partial surrender of the annuity within 30 days of the anniversary issue date without incurring any surrender charges.
$10,000 to $200,000 single premium (call for higher amounts) available for non-qualified and IRA funds.
Issue Ages (Owner): Ages 18-85 for series 3 only; Ages 18-80 for series, 5, 7 & 9 (age calculated to nearest birthday) If the owner is not a Natural Person, the Annuitant age must be in conformance with the above ages.
Up to 10% annual withdrawals without surrender charges after the first year; or monthly interest available immediately ($200 minimum).
No market value adjustment (MVA) EVER!
Surrender Charges schedule:

Year	Premier Series 9	Premier Series 7	Premier Series 5	Premier Series 3
1	8.0%	7.0%	6.5%	6.0%
2	7.0%	7.0%	6.5%	5.0%
3	6.0%	6.0%	5.5%	4.0%
4	5.5%	5.5%	4.5%	-0-
5	4.5%	4.5%	3.5%	-0-
6	3.5%	3.5%	-0-	-0-
7	2.5%	2.5%	-0-	-0-
8	1.5%	1.5%	-0-	-0-
9	1.0%	1.0%	-0-	-0-
10+	-0-	-0-	-0-	-0-

Contract Year / Surrender Charge (%)
	1	2	3	4	5	6	7	8	9	10+
Premier Series 9	8.0%	7.0%	6.0%	5.5%	4.5%	3.5%	2.5%	1.5%	1.0%	-0-
Premier Series 7	7.0%	7.0%	6.0%	5.5%	4.5%	3.5%	2.5%	-0-	-0-	-0-
Premier Series 5	6.5%	6.5%	5.5%	4.5%	3.5%	-0-	-0-	-0-	-0-	-0-
Premier Series 3	6.0%	5.0%	4.0%	-0-	-0-	-0-	-0-	-0-	-0-	-0-