Why Choose ASL

American Savings Life: Security, Stability & Strength

Discover what makes American Savings Life a trusted partner for your financial future since 1954.

Our Foundation

Proven Track Record

Built on 70+ years of consistent performance and conservative principles

Founded on Solid Ground

American Savings Life (ASL) was founded in 1954 in Phoenix, Arizona. The company has been consistently profitable every year for decades, proving our ability to withstand even major economic recession years.

Financial Security

American Savings Life's commitment to conservative, profitable investments provides its policyholders with exceptional security.

Conservative Approach

American Savings Life is able to profitably pay higher rates than the competition in large part due to our low overhead business model. ASL was founded on principles of frugality and conservatism, which continue to be our guiding principles today.

Proven Stability

Our track record demonstrates consistent profitability and financial strength, providing peace of mind for policyholders who trust us with their financial future.

Financial Comparison

Solvency Ratio Comparison

See how we compare to major insurance companies - our financial security is unmatched

Superior Financial Strength

Compare ASL's "Solvency Ratio" (assets-vs-liabilities) with some of the biggest insurance companies and you will see that our financial security, dollar-for-dollar, is unmatched!

With a Solvency Ratio of $115.23, American Savings Life has over five times more Assets per dollar of Liabilities than the average large life insurance company. This equals greater financial strength, dollar-for-dollar, securing your annuity or life insurance.

*Solvency Ratio Explanation: A Solvency Ratio is the amount of assets a company has for every $100 of Liabilities (obligations). This ratio is an indication of the company's ability to withstand asset devaluation and still meet obligations when they come due.

Information sourced from an Independent Comparative Report from Standard Analytical Service, Inc.

How We Compare

American Savings Life Ins. Co. has $115.23 of assets for every $100 of liabilities (obligations).

Information as of 12/31/2024

Company Name Solvency Ratio
American Savings Life Ins. Co. $115.23
Northwestern Mutual Life $109.17
New York Life Insurance Co. $112.10
Nationwide Life Insurance Co. $107.06
Metropolitan Life Insurance Co. $102.97
Prudential Ins. Co. of America $105.27
United of Omaha $107.09
Financial Performance

20+ Years of Consistent Growth

Our track record speaks for itself with decades of profitable growth

20 Years Net Income

Net Income Growth

Consistent profitability over two decades, demonstrating our financial stability and strength.

20 Years Equity

Equity Growth

Steady equity growth reflecting our conservative investment approach and sound financial management.

Total Assets

Asset Growth

Continuous asset growth supporting our ability to meet policyholder obligations and provide competitive rates.

Ready to experience the American Savings Life difference?

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