Loans

Commercial Real Estate Lending

American Savings Life’s lending is conducted through our wholly‑owned subsidiary, American Life Financial (ALF), a commercial real estate mortgage lender. ALF originates and services real‑estate‑secured loans that support ASL’s conservative, real‑asset investment strategy.

American Life Financial

Our lending subsidiary for first‑lien, real‑estate‑secured loans with conservative underwriting and local servicing.

  • First‑position commercial real estate loans
  • Conservative loan‑to‑value targets (often around 55%)
  • Local underwriting, servicing, and support
  • Flexible structures tailored to property and borrower needs
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