Compare Annuities vs. CDs

Comparison of Annuities with Certificates of Deposit

Increase the yield on your bank deposits by 45%: Those in a 31% tax bracket can increase the growth on their bank deposits by as much as 45% with an American Savings Life tax-deferred annuity.

Here's how:

Comparison of an American Savings Life Annuity with a Certificate of Deposit (CD)

Features Annuity CD
Is it free from principal/market risk and price fluctuations? Yes Yes
Is it a "no load" investment where there are not administrative fees charged? Yes Yes
Is there a minimum interest rate guaranteed for the rest of your life? Yes No
Are interest earnings tax-deferred? Yes No
Are interest earnings reinvested automatically with no current income taxation? Yes No
Do you avoid any increase in tax liability on social security income? Yes No
Does it provide penalty free withdrawals of up to 10% of the account value per year? Yes No
Does it pay the proceeds penalty-free to a designated beneficiary upon the death of the owner? Yes No
Does the investment automatically avoid the expense and delay of probate? Yes No
Does it offer guaranteed lifetime income with tax deferral advantages? Yes No
Is the deposit guaranteed by the FDIC? No Yes
May withdrawals be made prior to age 59- 1/2 without being subject to the 10% IRS penalty tax? No Yes